Finance pre-approval

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    1. Australian or NZ Resident & Citizen OR you have a visa that clearly states “Permanent Visa” status on it. (Permanent Employer Sponsored Visa also accepted)

    2. Total Income (single or combined) is minimum $98,500.

    3. Savings in bank is a minimum of $23,400.

    4. Savings record is more than 3 months and visible on your bank statements.

    5. At least one applicant is employed as a permanent employee.

    6. If one applicant is a casual employee, have they been employed more than 6 months?

    7. Do all applicants have a good credit history without major or multiple defaults?

    8. If you are over 50 years of age, do you have over $200,000 in superannuation?

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